MillerVille: April 2011

Kamis, 21 April 2011

[L521.Ebook] Get Free Ebook The Future of Money: From Financial Crisis to Public Resource, by Mary Mellor

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As the recent financial crisis has revealed, the state is central to the stability of the money system, while the chaotic privately-owned banks reap the benefits without shouldering the risks. This book argues that money is a public resource that has been hijacked by capitalism. Mary Mellor explores the history of money and modern banking, showing how finance capital has captured bank-created money to enhance speculative 'leveraged' profits as well as destroying collective approaches to economic life. Meanwhile, most individuals, and the public economy, have been mired in debt. To correct this obvious injustice, Mellor proposes a public and democratic future for money. Ways are put forward for structuring the money and banking system to provision societies on an equitable, ecologically sustainable 'sufficiency' basis. This fascinating study of money should be read by all economics students looking for an original analysis of the economy during the current crisis.

Sales Rank: #3155019 in Books
Published on: 2010-06-09
Released on: 2010-06-08
Original language: English
Number of items: 1
Dimensions: 8.47" h x .50" w x 5.32" l, .54 pounds
Binding: Paperback
208 pages

Review
'Despite our familiarity with money, too little is understood about money and credit. This book helps to lift the veil on our money system and by doing so will play a part in democratising that system' -- Ann Pettifor, author of Just Money: How Society Can Break the Despotic Power of Finance This book provides a much more progressive way of seeing the entire financial crisis -- Gary Dymski Professor of Economics University of California Riverside, author of 'The Bank Merger Wave'

About the Author

Mary Mellor is Emeritus Professor at Northumbria University, where she was founding Chair of the University's Sustainable Cities Research Institute. She has published extensively on alternative economics integrating socialist, feminist and green perspectives. Her books include The Future of Money: From Financial Crisis to Public Resource (Pluto, 2002).

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3 of 3 people found the following review helpful.
Simple, sharp and insightful book about the financial crisis
By H.J. Becher
This is a highly instructive book for anyone looking for insights into the current financial crisis. In the direct aftermath of the crisis, elites around the world claimed that its scale and effect were simply unforeseeable. Mary Mellor's book makes a strong case for the opposite conclusion. The credit crunch wasn't a mere accident, but the logical breakdown of a flawed system.

According to Mellor, one of the reasons why the financial meltdown came as a surprise was that governments and central banks became oblivious of the social and political base of money. While the modern system of money issue has shifted the direction of the economy towards private, commercial hands, the economic functioning of money continues to rely on social trust and public authority. This was evidenced when the privatised financial system collapsed and bankers quickly turned to the public sector for help. Although often decried and regarded as parasitic upon the wealth creating process, the state was suddenly expected to provide unlimited sums of money to stabilise financial systems.

The neo-liberal rejection of financial surveillance and regulation enabled a spiralling increase in credit creation, debt securitisation and investments in financial products. Through shadowy banking systems, unregulated banks and non-bank financial institutions became entangled with the regulated banking system. In many cases, states were complicit in this process. The productive sector itself engaged heavily in financial trading. As Mellor points out, Enron started as a pipe laying company and ended up as speculators in energy trading. When money is only invested in money, as in any pyramid scheme, the system needs a constant supply of new investors, otherwise it will collapse. And as it ran out of markets, all that was left were the poor. But, whilst for credit companies the most profitable borrower is the regular defaulter who pays maximum interest and penalty fees, the sub-prime mortgage market proved to be a risk too far. "It's not without irony", Mellor points out, "that financialised capitalism fell because of its exploitation of the very poor."

Given her analysis, it is no surprise that Mellor wants to reclaim the money system from the profit-driven market economy and make it subject again to democratic control. The current system of debt-based money creation triggers a permanent growth imperative within the economy, whereby work is undertaken to maximise profit and not for social benefit. According to Mellor, the system should shift towards a more ecologically sustainable economy, without destructive growth, and be more embedded in the totality of human existence within the natural world. This implies public ownership of the credit and banking system. Also, public money could be issued for social incomes such as pensions, or provide citizens with a basic income to support more creative, educational, community or caring work.

To some this may seem utopian, but, as Mellor notes: "Reclaiming money as public money is not such an impossible task, given that the privatisation of money is an illusion, as the only mechanism that can guarantee the security of the money system is the public authority of the state."

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Senin, 18 April 2011

[F580.Ebook] Get Free Ebook Financial Survival Guide: Helping You Put the Pieces Together, by J.R. Norfleet

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Sales Rank: #6509838 in Books
Published on: 2015-06-26
Released on: 2015-06-26
Original language: English
Number of items: 1
Dimensions: 8.00" h x .21" w x 5.00" l, .22 pounds
Binding: Paperback
84 pages

About the Author

J.R. Norfleet grew up on a family farm in rural North Carolina. A High School diploma was as high an education needed in the area. There was not a need to seek higher education unless you were willing to move. Prior to finding job security, there were many temporary, fruitless jobs. J.R. started at the bottom like so many must do in order to find something more. Debt became inevitable and sometimes unbearable. Going without became as much of a normal thing as hitting the clock and cashing the paycheck. Over time, a management position in a retail grocery store is where J.R. landed. That job only came through a lot of hard work and over-achieving. With blood, sweat and tears came financial relief.

It is here J.R. began to make financial mistakes. With money comes the desire to spend it. For J.R. it was cars that did the most financial damage. With age came the desire to straighten up for future home ownership. This is where the most lessons were learned and the most blessing came. J.R. has been at the bottom and rose up to the middle. The top may not be in the future, but for all the average Joe's out there, the top will never be in our future.

This is my first book as an author. If I am blessed, it may not be the last.

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1 of 1 people found the following review helpful.
Common Sense Approach to Finances
By Sashamae
Finally, a practical approach to everyday financial decisions that can impact your life! You don't have to be a rocket scientist to understand this guide. Simplicity and straightforward common sense helps you solve a multitude of dilemmas. I would recommend this to anyone starting out on your own for the first time and even those of you trying to dig your way out of debt. The practices in this book have already helped me save money.

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Senin, 11 April 2011

[X359.Ebook] PDF Download The American political tradition and the men who made it, by Richard Hofstadter

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A revised edition of the clasic study of American politics from the Founding Fathers to FDR.

Sales Rank: #6940779 in Books
Published on: 1957
Number of items: 1
Binding: Hardcover

From the Inside Flap
A revised edition of the clasic study of American politics from the Founding Fathers to FDR.

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27 of 30 people found the following review helpful.
A Masterwork of its Genre
By David Southworth
The classic story of American History, as told by Richard Hofstadter, has rightly come to be thought of as a masterpiece of American history since its original publication in 1948. This well deserved reputation comes from the rich storytelling, attention to detail, and thoughtful and complete narrative Hofstadter puts forward in this book.

Hofstadter takes as his guide one figure from each generation starting from the beginning of the Republic, and through biographical sketch describes both the historical figure and the time period he is depicting. Beginning with Jefferson and including people such as Jackson, Lincoln, Teddy and Franklin Roosevelt, Hofstadter demonstrates how a combination of the great men and the times they lived in shaped what have come down to us as the leading tradition in American politics: the belief in American greatness, individualism, and compassion.

The most significant contribution of this book is to show how these men, who have come down to us as legendary and nearly mythological figures were very much political animals. Just like Bill Clinton and George Bush make decisions today based on political calculation, so to do Lincoln and Jefferson. That these men were not demigods but in fact mere humans makes their achievements that much more incredible.

0 of 0 people found the following review helpful.
Reason I Got a 5 on my AP Exam
By Amazon Customer
This was the central book to our course for AP United States History. I didn't read the pageant at all ever (despite what the teacher assigned). All I did was read this book and write essays for them.
This along with recycled AP tests that's were used throughout the course as regular tests effectively enabled me to get an A in the course and 5 on the exam with zero, yes 0, studying for the final.
Hofstadter eloquently teaches the underlying causes as to why things happened in history through the use of the U. S. presidents.
Overall, if you're an AP U. S. student, pick up this book, outline it, write a multiple college level essays, forget about studying, and get a 5.

10 of 12 people found the following review helpful.
a classic of American history
By David H. MacCallum
This marvelous series of essays on American leaders made Richard Hofstadter's reputation as one of the most important young historians in the country during the late-1940's. Professor Hofstadter took on this assignment at a very early age. He was only 28 years old when he started this book, now a bit of a cult classic in American history, and finished it when he was 32. In spite of his youth, he clearly had fully formed opinions on what drives American politics. Hofstadter throws new lights on American history in a series of twelve finely-drawn portraits, mostly of Presidents but one of a stern moralist, Wendell Phillips, and one of a constantly disappointed Presidential candidate, William Jennings Bryan.

In each of these sketches, all masterful in their unique viewpoints and careful analytical approach, Hofstadter sees similarities that quickly bubble to the surface. In all of them, the consistent struggle is that of the conflict between differing views of economic organization. That is the prism through which Hofstadter constructs his view of American political development. In all of this, we are treated to a great ride through our nation's history from an historian who refuses to tell the familiar story but reaches for an understanding of how opinions change over time.

Jefferson, the great Virginia aristocrat, is as clear and eloquent as any of the founders in his defense of the common man, both his rights and his liberties. But of course Jefferson's love of liberty had its clear limits: he was a lifelong slaveowner and almost assuredly the father of one of his slave's children. Andrew Jackson struggles for the common man, dismantling the Bank of the United States, but Hofstadter reminds us that Jackson's early days were spent defending the rights of the propertied class.

John C. Calhoun is presented as the most artful defender of slavery, an institution that had, apart from its heinous and inexcusable human consequences, the effect of sharply reducing the cost of labor in cotton farming, a highly labor-intensive industry. We see the emerging clash between the North and the South as an economic argument. Curiously, Calhoun is also presented as a Unionist but he wanted a special kind of Union, one dominated by the South not the North. Here again, Hofstadter's take on Calhoun presents him in a quite different light than the most portraits of the Great Nullifier.

It is Hofstadter's analysis of Lincoln that most arrests the attention of any student of American history. Hofstadter calls the Emancipation Proclamation not much more than a "bill of lading". It called for emancipation not because slavery was wrong but only that the emancipation of the slaves was required for "military necessity". Only those slaves in the disloyal Southern states were to be freed. Slaves in the loyal Border States were not touched by the Proclamation. His hesitation to fully address the moral wrongness of slavery is based on electoral politics, according to Hofstadter. The most important source of Lincoln's electoral strength was centered in the Midwestern (then referred to as "Northwestern") parts of the country, where voters feared that the institution of slavery, if it spread to other parts of the country, would depress wages and result in more intense competition for jobs. It was not the moral wrongness of slavery that Lincoln initially appealed to but to a more convincing economic argument. Nevertheless, Hofstadter eventually focuses on Lincoln's slow turn to the abolition of slavery in all parts of the country. But we are left with a portrait of Lincoln, probably our greatest president, that is at times frustratingly nuanced.

Hofstadter's discussion of the emerging strand of progressivism in American politics develops slowly. The post-Civil War period was perhaps the most dynamic period of industrial development in the nation's history. Only by the end of the nineteenth century did the voice of the common man find its full volume. William Jennings Bryan was this voice but his career never achieved its full potential. Bryan, three times the nominee of the Democratic party, failed in his most important quest: to change the monetary system of the country from one based on gold to a more accomodating system. Hofstadter's discussion of Bryan is a sad interlude between the magnificence of Lincoln and the emergence of Theodore Roosevelt.

This is perhaps the most puzzling of Hofstadter's portraits. Roosevelt is here presented as a conservative. He opposes bills to raise the salaries of police and civil employees. He guards against the potential violence of labor strikes and urges firing live bullets at striking workers, if necessary. He enters the Presidency with no strong position on the problems caused by corporate power. In fact, as Hofstadter relates, he admits "I have let up in every case where I have had any possible excuse for doing so." One is left with the impression, very much encouraged by Hofstadter, that Teddy was far more noise than substance. This is in stark contrast to recent biographies of Teddy; wanted to read a fuller exposition of Hofstadter's take on Roosevelt, particularly in view of the now widely-celebrated Part Three of Edmund Morgan on Roosevelt, an expansive but ultimately hagiographic study.

The final two portraits (excepting a brief piece on the immensely talented but woefully inept Herbert Hoover) are perhaps the most interesting, since they touch on issues that have emerged in the present decade.
Both Woodrow Wilson and Franklin Roosevelt had clear conceptions of the use of governmental power to influence events. Wilson turned from a highly successful career as a college president to politics, almost as an afterthought. He came from an intensely conservative background, as did Roosevelt, and brought with him highly conventional views. Hofstadter traces the gradual movement of Wilson, first as a governor and then as President, towards more progressive positions, ones that infuriated business interests. He instituted the income tax, created the Federal Reserve, reduced the tariff (the first significant reduction since the Civil War), and extended control over big business with the Clayton Anti-Trust Act. Resentment against Wilson became white-hot as a result of this. This loss of trust enabled the Republican party to defeat the League of Nations treaty, a world structure that Wilson felt would be his most signal achievement. It ended badly for Wilson and Hofstadter sums it up acutely: "He said that American entrance to the war would be a world calamity, and led the nation in...He said the future... of the world depended on removing the economic causes of war, and did not attempt even to discuss these causes at the Peace Conference." Here it is again: economics rules, according to Hofstadter.

Finally, it is Franklin Roosevelt's turn for the Hofstadter lens. Here, he is at his most critical. Not only does Roosevelt seem to be na�ve and practically disinterested in economic policy but he fails miserably in restoring the American economy, lurching from one unsuccessful program to another. Only with the run-up to World War does the American economy respond to governmental intervention. By now, after eleven portraits, each of which offers a different slant on the most prominent American political figures, Hofstadter's reservations about Roosevelt seem predictable and a bit forced. Nevertheless, Hofstadter's overall point is well-served: the American Political Tradition is one of compromise, constant tacking to catch the wind, shifting to capture the mood of the electorate, and growth as broader perspectives become more visible.

In all of this, Hofstadter seems to be saying that important questions are ultimately decided by society's attempt to move towards a middle ground, one where the scales of opinion reach equilibrium. He does this with a series of portraits, each of which illustrate the process of political movement. Not surprisingly, economics has determined most of the important issues of our history. Hofstadter's book is deeply satisfying and constantly interesting. It may not be the easiest read in American history but it is one of the most important.

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Rinella's most recent collection of essays complements his best-selling The Master's Manual with an array of articles on living and enjoying a healthry BDSM lifestyle. Filled with the common sense, practical, and enlightening wisdom that is Rinella's writing, readers, both old and new, will gain insight and information from this array of kinky information.

Sales Rank: #4557503 in Books
Published on: 2010-10-01
Original language: English
Number of items: 1
Dimensions: 8.50" h x .41" w x 5.50" l, .48 pounds
Binding: Paperback
180 pages

About the Author
For more than seventeen years Jack Rinella wrote LeatherViews a weekly, column about his favorite topic: kinky sex. A sought-after lecturer, Jack has presented seminars on BDSM history, techniques, and relationships across the country. Born in Albany, New York of Italian-American parents, he's the author of eight books, including the best-selling The Master’s Manual. He has a Bachelor degree in Philosophy and a Master Degree in Business Administration. He has been active in the Leather scene since 1983, is a founding member of MAsT-Chicago, an associate member of the Chicago Hellfire Club, and serves as a director on the board of the Leather Leadership Conference. He lives on the North side of Chicago where he passes the time writing, cruising, and falling in love whenever he can.

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Jumat, 08 April 2011

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Published on: 1800
Binding: Paperback

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Senin, 04 April 2011

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Scorpions, a Newbery Honor Book by National Ambassador for Young People's Literature Walter Dean Myers, is celebrating its twenty-fifth anniversary!

When it was first published in 1988, Scorpions amazed readers. It continues to do so today. This special twenty-fifth anniversary edition contains the original Scorpions novel, plus an extra Q&A with New York Times bestselling author Walter Dean Myers—including questions about juvenile detention facilities, gang life today, and friendship.

Also included are a sneak peek at Kick, by Walter Dean Myers and Ross Workman, and an excerpt from Myers's New York Times bestselling novel Monster!

Sales Rank: #405047 in eBooks
Published on: 2009-10-06
Released on: 2009-10-06
Format: Kindle eBook

From School Library Journal
Grade 7 Up-Walter Dean Myers' story (HarperCollins, 1988) of inner city youngsters growing up in an often hostile environment is brought to life through Peter Francis James' reading. James uses a variety of voices to portray the different characters in the story. The language of inner city youth is here, complete with attitude, flair, and humor. This popular and acclaimed novel is well-rendered in audio format. It can be used in classes along with the printed version, or as part of a study of Myers' body of work.
Cynthia Ortiz, Lee Memorial Library, Allendale, NJ
Copyright 1998 Reed Business Information, Inc.

Review
"...readers have Myers to thank for giving them a greater understanding of the difficulty of life in today's inner city." -- SLJ

"A book honored for its honesty, realism, and vitality." -- 1989 Newbery Award Committee

From the Back Cover

Now with extra material to celebrate the 25th anniversary of Scorpions!

Everyone is getting on Jamal's case. The kids at school are bugging him, his teachers won't leave him alone, and the principal's always giving him a hard time. Even his mama yells at him, upset because Jamal's brother, Randy, is in jail. The only person he can count on now is his best friend, Tito.

But Crazy Mack wants Jamal to take over as the Scorpions' leader and run crack. Jamal doesn't want anything to do with gang life, but he doesn't have a choice—it's the only way to get money for Randy's appeal. And as long as he's got Tito on his side, Jamal knows everything will be okay. . . .

When it was first published in 1988, Scorpions blew readers away. It continues to do so today. This special 25th anniversary edition contains the original Scorpions story, plus an extra Q&A with New York Times bestselling author Walter Dean Myers.

Most helpful customer reviews

18 of 21 people found the following review helpful.
Scorpions - The stinging reality
By A Customer
Scorpions, a book about a gang. Very true to life. It really makes you think about the society today. Drive-by shootings, drugs, sexual harrassment, mostly by gangs. In this book, it really makes you think about these gangs and the dangers of being involved with them. That's what happened to Jamal, isn't it? This is a very sad story about a poor family who is just kind of having to eke out on the edge. Jamal's brother is in jail, and he wants Jamal to take over his gang. The problem is, the whole gang's whacko. This story is very well-written, and you can actually feel Jamal's fear and his sadness. This book is excellent, and I reccomend it to anyone who likes read.

6 of 6 people found the following review helpful.
Breaking Away
By A Customer
Gangs, violence, guns, drugs, and poverty are just some of the topics that other sugar-coated books steer clear of. Walter Dean Myers, however, is a risk-taker and isn't afraid to expose the public to these subjects.
In the well-written book Scorpions, Myers breaks away from the everyday children's books. He writes about a young boy from Harlem, Jamal.
When Jamal's brother Randy goes to jail, Jamal has to take his place as the leader of the gang Scorpions. He thinks it is a bad idea. In my opinion, Myers successfully intertwined the worlds of violence and gangs. Jamal, the innocent bystander, and Indian, a fellow gang member, battle for position of head Scorpion. It is Indian's rough personality that Jamal is intimidated by.
I enjoyed this book a lot. The book reminds me of how people fight in my school and I could relate. As I was reading the book, I felt supportive of Jamal and the decisions he needed to make. I would recommend this book to anyone who is looking for a refreshing change of perspectives. Anyone can relate to this book.

6 of 6 people found the following review helpful.
Scorpions
By Tim
Scorpions Tim Roat Per. 3 4/30/01 My book is called the Scorpions, a book written by Walter Dean Meyers 1988. Its about a 13 year old boy named Jamal, who's older brother went to jail for murder. He was the leader of the gang called the scorpions. Since his older brother is locked up, his right hand man Mack is trying to get his little brother Jamal to run the gang. So he decides to do it so he can get the money to bail his brother out of jail. There is a lot of strong points in this book, such as, Jamal pulling a gun on one of his class mates in school, his brother gets stabbed while in jail, and one of Jamal's fellow gang members is trying to kill him. Personally I thought this was a really good book and I HATE to read. Everything is understandable, its not like other books where every other word you don't understand. So if your looking for a good easy book to read, I would suggest Scorpions.

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